CLS today announce the launch of their new service aimed at tackling irresponsible lending. Financial service providers of services such as credit cards, store cards and loans have, for a number of years, not complied with legislation setting out the minimum information that consumers must be provided with prior to entering into those agreements.

Now we can help consumers struggling to repay that money by auditing their agreement. If we find that there is a valid claim we can, in successful cases, get the lender to agree that the agreement is unenforceable.

When that happens the consumer no longer has to repay the outstanding balance on that agreement.

Bill Snowdon,principle,  "the financial institutions have for so long ignored the legislation governing these agreements and charging fees that perhaps the consumer were not aware of when they entered into the agreement. Now we can help them by tackling this irresponsibility and get the agreement deemed unenforceable. The consumer can be freed from the crippling debt they did not envisage when they bought the service"